Certified Credit Analyst (Korea)

💼 Business By CampusDown Wiki Editorial Team Last updated October 26, 2026

The Certified Credit Analyst (신용분석사, CCA) tests the ability to judge a company's creditworthiness from financial and non-financial data; it is run by the Korea Banking Institute.

Contents

1. Exam
2. Careers
3. FAQ
4. References

Exam

Part 1 is generally accounting; Part 2 covers financial and cash-flow analysis, market environment and a credit case. A partial pass has typically been carried over to the next sitting. Exam details change; always check the administering body's current notice.

Careers

A flagship credential for corporate lending and credit review in banks; many candidates first build accounting basics with the Financial Accounting Manager certificate.

FAQ

Do I need accounting?: Yes, Part 1 is accounting.
Do banks give extra points?: It varies by bank and year.

Sources reviewed: 2026-10-26

References

한국금융연수원. https://www.kbi.or.kr
Altman, E. I. (1968). Financial ratios, discriminant analysis and the prediction of corporate bankruptcy. Journal of Finance, 23(4), 589–609.
Merton, R. C. (1974). On the pricing of corporate debt: The risk structure of interest rates. Journal of Finance, 29(2), 449–470.

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This article was last updated on October 26, 2026. It is based on widely recognized original works and textbooks; when citing it in a paper, please check the original sources listed in the references.