Background
Building on asset-building accounts for low-income workers that began in 2010, the ministry launched this youth-focused version in 2022 to help working young people build savings while staying employed.
Eligibility and conditions
The program generally targets people aged 15–39 with earned income above a monthly minimum and household income below a set share of the national median. The government adds ₩100,000–300,000 a month to the saver's ₩100,000. To receive the match at maturity, savers must keep working and complete financial-education requirements. Check overlap rules with other products such as the Youth Leap Account.
FAQ
- What if I quit my job?
- Short gaps may be allowed; long ones limit support.
- When can I apply?
- Usually once a year via Bokjiro.
Sources reviewed: 2026-10-26
References
- 보건복지부. 청년내일저축계좌 사업 안내.
- 복지로. https://www.bokjiro.go.kr
- 한국사회보장정보원. 자산형성지원사업.
