资产型福利

概念与提议

与社会投资国家相关。

住房与资产

住房自有与福利存在替代。

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사회초년생 적금 얼마? 월급별 비율 예시와 청년미래적금 2026

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结交韩国朋友，以及来自世界各地学习韩语的朋友

和喜欢韩国的各国朋友轻松交流吧。

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카톡 온도차 테스트｜답장은 차가운데 마음은 뜨거울 수도

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去做测试 →

批评

可能产生马太效应。

常见问题

简单来说？

帮助积累资产的福利。

IDA是什么？

配比储蓄账户。

来源核查日期：2026-10-26

参考文献

1. Sherraden, M. (1991). Assets and the poor: A new American welfare policy. M. E. Sharpe. 提出资产建设的经典。
2. Kemeny, J. (2005). "The really big trade-off" between home ownership and welfare: Castles' evaluation of the 1980 thesis, and a reformulation 25 years on. Housing, Theory and Society, 22(2), 59–75. 讨论住房自有与福利替代关系。
3. Finlayson, A. (2009). Financialisation, financial literacy and asset-based welfare. The British Journal of Politics and International Relations, 11(3), 400–421. 从金融化视角批判的论文。
4. Watson, M. (2009). Headlong into the Polanyian dilemma: The impact of middle-class moral panic on the British government's response to the sub-prime crisis. The British Journal of Politics and International Relations, 11(3), 422–437. 讨论金融危机中的风险。
5. Doling, J., & Ronald, R. (2010). Home ownership and asset-based welfare. Journal of Housing and the Built Environment, 25(2), 165–173. 讨论住房资产的论文。
6. Grinstein-Weiss, M., Sherraden, M., Gale, W. G., Rohe, W. M., Schreiner, M., & Key, C. (2013). Long-term effects of individual development accounts on postsecondary education: Follow-up evidence from a randomized experiment. Economics of Education Review, 33, 58–68. IDA实验的长期结果。
7. Ansell, B. (2014). The political economy of ownership: Housing markets and the welfare state. American Political Science Review, 108(2), 383–402. 显示房价与福利支持的关系。